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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following services must be provided by a health benefit plan issued on or after January 1, 2014?

A) Long-term care services.
B) Adult eye care services.
C) Adult dental care services.
D) Preventive health services.

2. In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:

A) Entire contract
B) Completed application
C) Uniform mandatory policy provisions
D) Notice of coverage

3. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) At-home recovery.
D) Basic drugs limit of $1,250.

4. What is the primary feature of a Joint Life insurance policy?

A) It pays the death benefit after the last insured dies.
B) It insures two or more lives under one policy.
C) It is designed exclusively for estate planning.
D) It requires separate premiums for each insured.

5. With regard to Disability Insurance, the waiting period is to

A) determine policyowner ' s eligibility.
B) determine severity of illness.
C) accurately calculate medical expenses.
D) exclude payments for a short-term illness.

Solutions: